How to Have an Escrow Account Evaluated Off Cycle: A Comprehensive Guide
Escrow accounts play a crucial role in real estate transactions, ensuring that funds for property taxes and insurance are properly...
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Christian West
Jun 53 min read
Understanding Mortgage Rate Buydowns: How They Work, When to Use Them, and Associated Risks
When considering buying a home, navigating the financing options can be daunting. One term that often surfaces in this context is...
Christian West
Jun 43 min read
Understanding Flexible Spending Accounts (FSA) and Their Uses
What is a Flexible Spending Account (FSA)? A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows employees to...
Christian West
Jun 43 min read
Why Checking Your Social Security Statement Is Essential for Financial Health
As we navigate through the complexities of financial planning, there's one document that often goes overlooked: the Social Security...
Christian West
May 183 min read
Exit Strategies: Using 1031 DST or 721 DST exchange
Understanding the Differences Between a 1031 DST and a 721 DST Exchange Investors often look for strategies to defer taxes and maximize...
Christian West
May 153 min read
Navigating Healthcare Costs in Retirement
Planning for healthcare costs in retirement is a crucial aspect of overall retirement planning.
Christian West
May 153 min read
Financial Planning for Millennials
Millennials find themselves navigating a unique set of challenges and opportunities. Born between the early 1980s and the mid-1990s, this...
Christian West
May 104 min read
Navigating the Future: Best Practices in Estate Planning and Wealth Transfer
Estate planning is not just about preparing for the end of life; it's about ensuring the smooth transition of wealth and assets to the...
Christian West
May 83 min read
Tax-Efficient Investment Strategies
In the world of investing, every dollar counts. One often overlooked aspect of investing is the impact of taxes on investment returns....
Christian West
Apr 162 min read
Unlocking the Benefits of Using a QCD from an IRA: A Step-by-Step Guide
As individuals plan for retirement, many leverage Individual Retirement Accounts (IRAs) to secure their financial future. While IRAs...
Christian West
Apr 113 min read
Choosing Wisely: The Top 3 Questions to Ask a Financial Advisor Before Hiring Them
In today's complex financial landscape, seeking the guidance of a professional financial advisor is often a prudent decision. Whether...
Christian West
Apr 113 min read
Navigating Retirement Taxes: Which States Tax Social Security Benefits?
As retirement approaches, many individuals eagerly anticipate the benefits of their hard-earned Social Security payments. However, what...
Christian West
Apr 102 min read
Navigating the Windfall Elimination Provision: Unveiling Social Security's Financial Safety Net
The Social Security Administration (SSA) plays a crucial role in providing financial security for retirees, disabled individuals, and...
Christian West
Apr 102 min read
A Step-by-Step Guide to Roth IRA Conversion
Converting a Traditional IRA to a Roth IRA can be a strategic financial move, offering potential tax advantages and flexibility in...
Joshua Rigden
Dec 20, 20223 min read
Sequence of returns risk and your retirement
Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...
Joshua Rigden
Dec 20, 20222 min read
10 things to consider before year end
Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...
Joshua Rigden
Dec 20, 20224 min read
Five benefits of a ILIT
An irrevocable life insurance trust (ILIT) is a trust that is created to hold a life insurance policy and manage the proceeds of the...
Joshua Rigden
Nov 3, 20221 min read
The science behind money and emotion
How to make better financial decisions Have you ever gotten emotional about money? Even the most successful, rational investors sometimes...
Joshua Rigden
Nov 3, 20221 min read
2023 Key Numbers
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Joshua Rigden
Oct 31, 20221 min read
18 States With Death Taxes
Most people shouldn't be afraid of federal "death taxes." For 2022, only estates worth $12.06 million or more ($24.12 million or more for...
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