Financial Planning

What Current Borrowers Need to Know About the SAVE Program and Looming Deadlines

Oct 214 min read

What Current Borrowers Need to Know About the SAVE Program and Looming Deadlines

The student loan landscape has become a whirlwind of confusion, legal battles, and regulatory shifts that are leaving borrowers in limbo....

Understanding Concentrated Risk in an Investment Portfolio

Christian West

Oct 45 min read

Understanding Concentrated Risk in an Investment Portfolio

What is Concentrated Risk? Concentrated risk, in the context of an investment portfolio, occurs when a significant portion of the...

Social Security and Taxes: What You Need to Know About Your Benefits

Christian West

Oct 14 min read

Social Security and Taxes: What You Need to Know About Your Benefits

Social Security benefits play a crucial role in the retirement plans of many Americans. However, understanding how these benefits are...

Understanding Social Security: A Guide to Benefits and Eligibility

Christian West

Sep 74 min read

Understanding Social Security: A Guide to Benefits and Eligibility

Social Security is a critical source of income for many Americans, and understanding how it works is essential for making informed decisions

Dollar Cost Averaging: A Strategic Approach to Investing

Christian West

Aug 303 min read

Dollar Cost Averaging: A Strategic Approach to Investing

Dollar Cost Averaging can be a valuable tool in your investment strategy, helping you stay on course toward achieving your financial goals.

Understanding Tax Lot Methods: An Essential Guide for Investors

Christian West

Aug 233 min read

Understanding Tax Lot Methods: An Essential Guide for Investors

Choosing the right tax lot method can have a significant impact on your investment returns and tax obligations.

Understanding Rule 72(t) SEPP for Early Access to Your 401(k) or IRA

Christian West

Aug 123 min read

Understanding Rule 72(t) SEPP for Early Access to Your 401(k) or IRA

Accessing retirement funds before age 59½ can be a challenging decision due to the hefty penalties usually associated with early...

Christian West

Aug 54 min read

Guide to Donor-Advised Funds (DAFs):

Donor-Advised Funds (DAFs) are philanthropic vehicles that allow individuals to contribute assets, receive an immediate tax deduction, and..

Understanding the Difference Between a Budget and a Financial Plan

Christian West

Jul 183 min read

Understanding the Difference Between a Budget and a Financial Plan

Understanding the difference between a budget and a financial plan is crucial for effective financial management.

The 3-Bucket Strategy for Retirement: A Comprehensive Guide

Christian West

Jul 113 min read

The 3-Bucket Strategy for Retirement: A Comprehensive Guide

The 3-bucket strategy offers a structured approach to managing retirement savings, balancing immediate needs with long-term growth.

Why should small businesses consider offering a 401(k) plan?

Christian West

Jul 53 min read

Why should small businesses consider offering a 401(k) plan?

The Benefits of Offering a 401(k) for Small Businesses For small business owners, there are numerous factors to consider when striving...

Understanding Health Savings Accounts (HSAs): A Comprehensive Guide

Christian West

Jul 24 min read

Understanding Health Savings Accounts (HSAs): A Comprehensive Guide

In today's healthcare landscape, managing medical expenses efficiently is more critical than ever. One tool that has gained popularity...

Understanding the Various Types of Insurance and Their Importance in a Comprehensive Financial Plan

Christian West

Jun 283 min read

Understanding the Various Types of Insurance and Their Importance in a Comprehensive Financial Plan

Insurance is an essential aspect of a sound financial plan, offering protection against unexpected events and financial hardships. By...

Understanding Required Minimum Distributions (RMDs) from an IRA

Christian West

Jun 213 min read

Understanding Required Minimum Distributions (RMDs) from an IRA

Understanding and planning for RMDs is a crucial aspect of retirement strategy.

Understanding Reverse Mortgages (HECM): A Comprehensive Guide

Christian West

Jun 203 min read

Understanding Reverse Mortgages (HECM): A Comprehensive Guide

Reverse mortgages can be a powerful tool for enhancing financial security in retirement, offering flexible options to access home equity....

Strategies to Pay Off a 30-Year Mortgage in 15 Years

Christian West

Jun 183 min read

Strategies to Pay Off a 30-Year Mortgage in 15 Years

Owning your home free and clear is a dream for many homeowners. While a 30-year mortgage is a common choice due to its lower monthly...

15-Year vs. 30-Year Mortgage: Which is Right for You?

Christian West

Jun 173 min read

15-Year vs. 30-Year Mortgage: Which is Right for You?

When deciding on a mortgage, one of the critical choices you'll make is whether to go with a 15-year or a 30-year term. Both have their...

Tax Loss Harvesting: A Comprehensive Guide

Christian West

Jun 143 min read

Tax Loss Harvesting: A Comprehensive Guide

Tax loss harvesting is a powerful tool in an investor's toolkit, offering a strategic way to turn market downturns into financial advantages

Unlocking the Mystery of Backdoor Roth IRA Contributions: A Comprehensive Guide

Christian West

Jun 113 min read

Unlocking the Mystery of Backdoor Roth IRA Contributions: A Comprehensive Guide

In the complex world of retirement planning, investors are always on the lookout for strategies that maximize their savings and minimize...

A Guide to Recasting Your Mortgage: What You Need to Know

Christian West

Jun 73 min read

A Guide to Recasting Your Mortgage: What You Need to Know

Recasting your mortgage can be a valuable tool for homeowners looking to reduce their monthly payments and save on interest.

Let's have a conversation. It should only take about 15 minutes.

Contact Us

PHONE

EMAIL

HOURS

Evergreen, CO

Greenwood Village, CO

Waterford, PA